Who can enroll
Anyone who has passed 12th grade can register. Graduation is required before the final certification is conferred - final-year students can enroll and study now.
Recognized and accepted by leading institutions
Exams are booked through authorized testing partners across 75+ Indian cities.
Academic & institutional acceptance
Trusted & recognised worldwide
The shift
No HNI-specific framework
Retail banking training does not prepare you for the complexity of high-net-worth planning.
Fragmented product knowledge
Equity, insurance, real estate, alternatives and taxation held in isolation rather than one strategy.
No behavioral foundation
Without behavioral finance, even technically correct advice gets rejected.
Missing the credential employers screen for
A credential gap becomes a career ceiling.
What is the Chartered Wealth Manager® designation?
CWM® is a professional certification in wealth management and financial planning, conferred through American Academy of Financial Management® global standards and delivered in India by AAFM® India. It is a designation, not just a course: you complete a structured curriculum, pass the certification exams, and earn the right to use the CWM® mark after your name.
Who earns the CWM®?
Relationship managers & bankers
Move from selling products to advising portfolios. With 3+ years in BFSI, skip Level I entirely.
Financial planners & investment advisors
Extend a financial planning practice into holistic wealth management for affluent clients.
MF distributors & insurance advisors
Serve wealthier clients with a credential that signals advisory depth.
CAs & finance professionals
Add wealth management and financial planning to an existing practice.
MBA / B.Com / BBA students & graduates
Differentiate yourself in placements before you have experience to point to.
Stock brokers & equity advisors
Expand into holistic wealth, estate, and financial planning.
If you already work with clients' money - or intend to - CWM® is built for you. If you are looking for a basic personal-finance course, this program will be more than you need.
Trusted by Leading Employers
Our certifications open doors to top companies across the finance industry.
INDIA
INTERNATIONAL
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Program Overview
The BFSI industry today is in need of individuals who are able to accurately analyze data, correlate meaningful patterns and present their findings in a well understood manner. The Business Analytics and Data Visualization course aims to give you the skills to convert raw business data into reliable analysis, effective dashboards and actionable recommendations.
It is a step-by-step learning path that includes Data Preparation, Excel Analysis, BFSI Performance Measures, Selection of Charts, Dashboard Design and Data Storytelling. You will gain an understanding of how to analyse banking, lending, wealth, insurance and FinTech data and display the results clearly and concisely in a format that can inform decisions.
- BFSI Data Analytics: Apply practical frameworks to analyse banking, lending, wealth, insurance and FinTech data.
- Excel Based Analysis: Use functions, summary tables, pivot tables and data summarisation. .
- Dashboard Development: Build interactive dashboards with Excel, Power BI and Tableau.
- Data Storytelling: Turn analytical results into clear stories, management insights and practical recommendations.
Why structured preparation makes all the difference
Business analytics is a problem that most professionals face not because of a lack of intelligence, but because:
- They lack a systematic approach to data collection, cleaning and analysis
- Analytical concepts are theoretical and not being applied to actual BFSI situation.
- Data, KPIs, charts and dashboards are studied independently
- The information about insights is not presented in a narrative or actionable recommendation
How We Help You Succeed:
This course tackles these challenges with a structured, problem-solving learning pathway that provides a thorough understanding of how to prepare data, analyse BFSI metrics, choose the appropriate visuals and create successful dashboards. It also enables you to turn the analytical results into business stories, management reports and actionable recommendations.
A complete wealth management and financial planning skill set
Advise, not sell
Run the complete advisory process - discovery, analysis, planning, implementation, review - for affluent and HNW clients.
Construct portfolios
Apply asset allocation, risk-adjusted return measurement, and rebalancing across asset classes.
Plan across generations
Build plans spanning wills, trusts, HUFs, and succession - navigating Indian and international tax.
Use technology intelligently
Understand AI, robo-advisory, and algorithmic tools - and communicate recommendations that win trust.
Your journey from enrollment to charter
No uncertainty after payment
01
Enroll online
Pay securely. Your LMS access activates within 24 hours.
02
Receive study material
Digital courseware unlocks in your portal within 24 hours.
03
Learn on your schedule
236 lessons, 28+ hours of recorded instruction, on mobile and desktop, for 12 months.
04
Join a live batch Live tier
Weekend batches start every month. Our team notifies you of your batch after enrollment.
05
Revise with recordings
Every live session is recorded and available in your portal.
06
Test yourself
Chapter practice questions and full-length mocks mirror the real exam.
07
Book your exam
Schedule online via authorized testing partners across India.
08
Earn your CWM® charter
International certification and membership of the global alumni network.
Faculty
◆Learn from practitioners, not presenters
Dr. Deepak Jain
Director & Co-founder, AAFM® India
25+ years in wealth management and estate planning. Author of 26 books on finance; has led AAFM India to train 45,000+ individuals including 30,000+ wealth managers.
Saurabh Jain
Faculty, AAFM® India
CA, CS, CFA, FRM, CFP (US), CWM®, CTEP, CISI (UK), CCRA, CIRA, AIM
A multi-credentialed finance professional bringing deep expertise across accounting, risk, wealth management and estate planning.
Himanshu Patodi
VP – HSBC Bank
CWM, CTEP, IIM-Mumbai
A transformational leader with 2 decades of experience in global premier banking, designing wealth strategies that bridge borders, insights and legacies.
The curriculum: 20 units, two levels, one integrated framework
Foundation builds your base across markets, tax, insurance, banking, financial planning, and estate transfer. Advanced develops specialist depth in analysis, alternatives, behavioral finance, and portfolio strategy. Every unit maps directly to the CWM® certification exams.
Business Analytics and Data Visualization 42 Lessons 00:00:00
Chapter 1: Introduction to Business Analytics and Its Role in BFSI
3 Lessons
00:00:00 Hours
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E-book Introduction to Business Analytics and Its Role in BFSI
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Introduction-to-Business-Analytics-and-Its-Role-in-BFSI
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Chapter 2: Analytics in Action: BFSI Examples and Frameworks
3 Lessons
00:00:00 Hours
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E-book Analytics in Action
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Analytics-in-Action : BFSI Examples and Frameworks
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Chapter 3 : Types of Data and BFSI Data Sources
3 Lessons
00:00:00 Hours
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E-book Types of Data and BFSI Data Sources
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Types-of-Data-and-BFSI-Data-Sources
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Chapter 4: Data Quality, Cleaning and Preparation
3 Lessons
00:00:00 Hours
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E-book Data Quality, Cleaning and Preparation
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Data-Quality-Cleaning-and-Preparation
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Chapter 5: Excel Functions and Tools for Data Analysis
3 Lessons
00:00:00 Hours
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E-book Excel Functions and Tools for Data Analysis
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Excel-Functions-and-Tools-for-Data-Analysis
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Chapter 6: Summary Tables, Pivot Tables and Data Summarisation
3 Lessons
00:00:00 Hours
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E-book Summary Tables, Pivot Tables and Data Summarisation
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Summary-Tables-Pivot-Tables-and-Data-Summarisation
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Chapter 7: Banking and Lending Metrics: NPA, Loan Performance and Revenue KPIs
3 Lessons
00:00:00 Hours
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Chapter 07 - Banking and Lending Metrics - NPA, Loan Performance and Revenue KPIs
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Banking-and-Lending-Metrics-NPA-Loan-Performance-and-Revenue-KPIs
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Chapter 8: Wealth, Insurance and FinTech KPIs: AUM, Portfolio Return, Persistency
3 Lessons
00:00:00 Hours
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E-book Wealth, Insurance and FinTech KPIs - AUM, Portfolio Return, Persistency
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Wealth Insurance and FinTech KPIs AUM Portfolio Return^J Persistency
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Chapter 9: Choosing the Right Chart and Eliminating Clutter
3 Lessons
00:00:00 Hours
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Chapter 09 - Choosing the Right Chart and Eliminating Clutter
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Choosing-the-Right-Chart-and-Eliminating-Clutter
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Chapter 10: Directing Attention, Misleading Visuals and Dashboard Layout
3 Lessons
00:00:00 Hours
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E-book Directing Attention, Misleading Visuals and Dashboard Layout
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Directing-Attention-Misleading-Visuals-and-Dashboard-Layout
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Chapter 11: Excel Dashboards: Slicers, KPI Cards and Interactive Visuals
3 Lessons
00:00:00 Hours
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E-book Excel Dashboards - Slicers, KPI Cards and Interactive Visuals
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Excel-Dashboards-Slicers-KPI-Cards-and-Interactive-Visuals
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Chapter 12: Power BI and Tableau Basics for BFSI Dashboards
3 Lessons
00:00:00 Hours
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E-book Power BI and Tableau Basics for BFSI Dashboards
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Power-BI-and-Tableau-Basics-for-BFSI-Dashboards
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Chapter 13: Data Storytelling: Turning Insights into Narratives
3 Lessons
00:00:00 Hours
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E-book Data Storytelling - Turning Insights into Narratives
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Data-Storytelling-Turning-Insights-into-Narratives
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Chapter 14: Management Reporting: Insight Writing and Recommendations
3 Lessons
00:00:00 Hours
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E-book Management Reporting - Insight Writing and Recommendations
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Management-Reporting-Insight-Writing-and-Recommendations
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Our alumni work at India's leading wealth institutions
CWM® charterholders serve in private banking, wealth advisory, financial planning, and portfolio roles across these organizations — part of a 300,000+ global alumni network.
Your charter - tangible, verifiable, yours
Verified in seconds
Every CWM® charter can be verified online by employers and clients at AAFM India's official verification page. Your designation is a credential, not a claim - and verification is what separates the two. Use the CWM® mark after your name on your resume, LinkedIn, business card, and client communication. CertificationValidityChecks
Two routes, one charter
Eligibility & pathways
Compulsory Pathway
For students and early-career professionals - study both levels, pass both exams. Exam eligibility after 60 days of registration.
Experience Pathway - the professional fast track
Graduates with 3+ years of work experience in BFSI are exempt from the Level I exam and its fee, and sit directly for Level II, with exam eligibility after just 30 days. One exam stands between you and the CWM® charter.
Email employment proof to confirm eligibility →Career outcomes
◆What CWM® roles pay in India
| Role | Typical range | Average |
|---|---|---|
| Chartered Wealth Manager® | ₹10–29 LPA | ≈ ₹12 LPA |
| Relationship / Wealth Manager | ₹6–19 LPA | — |
| Private Banker | ₹12–30 LPA | — |
In an AAFM® India alumni survey, CWM® holders reported a ~27% average salary increase within 12 months.
Market salary ranges in India from public sources (Glassdoor, Indeed, 6figr), 2025. Compensation varies by employer, city, experience and individual performance; AAFM® India does not guarantee employment or salary levels.
Why now
◆The demand behind the credential
8.5L+
HNI & UHNI families in India
Hurun India Wealth Report 2025
22%
BFSI industry growth, CAGR
Business Standard
1L+
Wealth advisors needed by 2030
McKinsey, 2025
30+
Corporate hiring partners
AAFM® India
In their own words
◆Charterholder stories
CWM® holders on what the credential changed for them.
How CWM certification fast-tracked his career - an honest review.
Adarsh Kumar Provitt Consultants
Why CWM is the program he recommends.
Naimish Kumar Parmar Bank of BarodaGlobal community
◆ AAFM®-certified professionals practise in the world’s major financial centres
Self-paced or live
◆Choose your Study Mode
Two ways to earn the CWM® charter. Both include your student registration fee and 12-month LMS access, both lead to the same charter, and exam fees are separate.
Study on your own schedule
₹11000
+ 18% GST
₹12980 payable today
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