Strengthen client-advisor capabilities.
Program benefits
Gain credibility with CPFS®
Strengthen client-advisor capabilities.
Enhance investment-planning skills.
Deliver goal-based financial solutions.
Build long-term client relationships.
Improve portfolio-construction and review capabilities.
What you will build
Professional capabilities developed through CPFS®
Goal-Based Financial Planning
Use financial mathematics, SMART goals and life-cycle planning to structure client objectives.
Portfolio Construction & Review
Strengthen asset-allocation, portfolio-management and rebalancing capabilities.
Investment Planning
Understand the role of mutual funds, insurance and other investment products in wealth planning.
Client Engagement
Improve communication, presentation and long-term relationship-management capability.
Tax Planning
Work with tax computation, capital gains, deductions, rebates, exemptions and tax-efficiency concepts.
Advisory Credibility
Build a more structured and professional approach to personal financial planning and wealth advisory.
What You Will Build – Professional Capabilities Through CPFS®
Build practical capability in financial planning and wealth
advisory
The
CPFS® Certification is designed to equip professionals with the knowledge and
practical skills required to deliver holistic financial planning and
wealth-management solutions.
Client-Centric
Wealth Planning
Understand client
relationship management, goal setting and life-cycle planning for wealth
creation.
Personalised
Investment Planning
Apply asset
allocation, portfolio management and portfolio-rebalancing concepts in a
client-focused context.
Product
Understanding
Build familiarity
with a range of investment, protection and retirement products used in
financial planning.
Tax-Aware
Planning
Incorporate tax computation, capital gains and tax-efficiency considerations into financial decisions.
Curriculum
CPFS® Program Curriculum — 38 Hours
|
Learning Area |
Key Topics |
|
Comprehensive Wealth Management |
|
|
Personalized
Investment Planning |
|
|
Investment Products |
|
|
Tax Planning |
|
Personal financial planning requires more than product knowledge
Professionals
need to connect client goals, wealth planning, asset allocation, portfolio
reviews, investment products, taxation and communication into one coherent
advisory process.
Comprehensive
Wealth Management
Build a framework
for goal planning, client relationships, financial mathematics and life-cycle
wealth creation.
Portfolio
Rebalancing & Asset Allocation
Understand portfolio
construction, asset allocation and the role of periodic rebalancing.
Investment
Products
Develop working
knowledge of equity, debt, income, growth, protection and retirement products.
Tax Planning
Understand tax
computation, capital gains, tax efficiency, deductions, rebates, exemptions and
the five heads of taxation.
Program benefits
Gain credibility with CPFS®
Enhance investment-planning skills.
Deliver goal-based financial solutions.
Build long-term client relationships.
Improve portfolio-construction and review capabilities.
Program duration
A 38-Hour Structured Learning Program
The CPFS® program offers 38 hours of structured learning focused on personal financial planning, wealth management, investment planning, portfolio management, investment products, taxation and client engagement.
Total Learning Duration: 38 Hours
About the certification
Built for holistic personal financial planning
CPFS® brings together wealth-management fundamentals, investment planning, product knowledge, taxation, portfolio review and client engagement to support a more complete approach to personal financial planning and wealth advisory.
The curriculum: 10 units
CIGP FOR III
CIGP FOR III 35 Lessons 00:00:00
Module - 1 Building the Protection Advisory Mindset
4 Lessons
00:00:00 Hours
-
Building the Protection Advisory Mindset
.
-
Module -1 Activity Sheet
.
-
Module - 1 Exam 100 Questions
.
-
Module - 1 E- Book
.
Module - 2 Discovering the Client’s Real Protection Needs
4 Lessons
00:00:00 Hours
-
Discovering the Client’s Real Protection Needs
.
-
Module - 2 Activity Sheet
.
-
Module- 2 Exam 100 Questions
.
-
Module - 2 E- Book
.
Module - 3 Calculating Insurance Need & Designing Suitable Recommendation
4 Lessons
00:00:00 Hours
-
Calculating Insurance Need & Designing Suitable Recommendation
.
-
Module -3 Activity Sheet
.
-
Module -3 Exam 100 Questions
.
-
Module -3 E - Book
.
Module - 4 Using Products, Policies & Conversations to Solve Client Problems
4 Lessons
00:00:00 Hours
-
Using Products, Policies & Conversations to Solve Client Problems
.
-
Module -4 Activity Sheet
.
-
Module - 4 Exam 100 Questions
.
-
Module - 4 E- Book
.
Module -5 Claim Readiness, Family Continuity & Advisory Review
4 Lessons
00:00:00 Hours
-
Claim Readiness, Family Continuity & Advisory Review
.
-
Module -5 Activity Sheet
.
-
Module - 5 Exam 100 Questions
.
-
Module - 5 E- Book
.
Module -6 Selling Life Insurance to HNIs
3 Lessons
00:00:00 Hours
-
Selling Life Insurance to HNIs
.
-
Module-6 Activity Sheet
.
-
Module 6 E-book
.
Module -7 Core Ethical and Compliant Selling in Life Insurance
3 Lessons
00:00:00 Hours
-
Core Ethical and Compliant Selling in Life Insurance
.
-
Module-7 Activity Sheet
.
-
Module 7 E-book
.
Module-8 Inheritance Planning Training PPT-advanced
3 Lessons
00:00:00 Hours
-
Inheritance Planning Training
.
-
Module-8 Activity Sheet
.
-
Module 8 E-book
.
Module-9 ULIP & Mutual Fund Goal Planning-complete
3 Lessons
00:00:00 Hours
-
ULIP & Mutual Fund Goal Planning-complete
.
-
Module-9 Activity Sheet
.
-
Module-9 E-Book
.
Module-10 Income Tax implications on life insurance policies
3 Lessons
00:00:00 Hours
-
Income Tax implications on life insurance policies
.
-
Module-10 Activity Sheet
.
-
Module-10 E-Book
.
Our alumni work at India's leading wealth institutions
CWM® charterholders serve in private banking, wealth advisory, financial planning, and portfolio roles across these organizations — part of a 300,000+ global alumni network.
The counsellor call, replaced
Frequently asked questions
Everything you'd normally ask a counselor, answered here.
CPFS®: Frequently Asked Questions
CPFS® stands for Chartered Personal Financial Specialist®.
The program curriculum has a total learning duration of 38 hours.
The program covers comprehensive wealth management, personalised investment planning, investment products and tax planning.
Yes. Asset allocation, portfolio management and portfolio rebalancing are part of the personalised investment-planning curriculum.
Yes. The curriculum includes tax computation, tax efficiency, capital gains, deductions, rebates, exemptions and the five heads of taxation.
◆
| Chartered Wealth Manager® | ₹10–29 LPA | ≈ ₹12 LPA |
| Relationship / Wealth Manager | ₹6–19 LPA | — |
| Private Banker | ₹12–30 LPA | — |
Market salary ranges in India from public sources (Glassdoor, Indeed, 6figr), 2025. Compensation varies by employer, city, experience and individual performance; AAFM® India does not guarantee employment or salary levels.
Self-paced or live
◆Choose your Study Mode
Choose the study mode that works best for Chartered Insurance Goal Planner ( CIGP) for III. Your selected course access and applicable fees are shown below.
Study on your own schedule
₹10000
+ 18% GST
₹11800 payable today
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