From Separate Sectors to One Ecosystem
Follow how institutions, markets and customers connect through a financial service.
Why professionals choose AAFM® India
The American Academy of Financial Management® has set standards in financial certification since 1996. AAFM® India brings these international standards to Indian professionals, with a curriculum built for Indian markets, regulation, and clients.
Recognized in 151 countries
Conferred under AAFM® international standards, with certification issued from the USA.
300,000+ global alumni
Join a worldwide community of certified wealth managers, planners, and private bankers.
Faculty who practice
Instructors hold CA, CFA, FRM, CFP, and CWM® designations with current industry experience.
A curriculum for this decade
AI in portfolio management, alternative funds, international tax, behavioral finance - updated continuously.
Who this is for
Built for Finance Learners and Industry Professionals
Develop a working understanding of both established BFSI services and newer FinTech models.
Finance and MBA Students
Build a broad foundation across BFSI products, institutions and FinTech models.
Banking and Insurance Professionals
Connect traditional services with digital distribution, data and customer journeys.
Investment and Wealth Teams
Understand market products, advisory roles and technology-enabled investment services.
FinTech and Product Professionals
Explore platform economics, digital identity, payments and compliance risks.
Why choose AAFM India?
Learn modern finance. With AAFM India.
Structured learning, practical concepts and chapter-wise assessment—all in one place.
01
Chapter-wise structured learning
Work through the course in a clear sequence, from BFSI fundamentals to digital finance and responsible innovation.
02
Learn from Renowned Industry Experts
Connect course concepts with practical financial-services and technology perspectives.
03
6 Months of LMS Access
Revisit course resources, learning material and assessments for six months through the learning platform.
04
20 Chapter-wise Quizzes
Reinforce your understanding with chapter-wise quizzes that help you check concepts as you progress through the course.
The pathway
Connect the Financial Service to the Technology
The Ecosystem
Map banks, NBFCs, insurers, market institutions, advisers and the people they serve.
Financial Products
See how credit, securities, insurance and investment services work.
Technology
Examine digital lending, UPI, embedded finance, API banking and digital onboarding.
The Risk
Consider regulation, privacy, cybersecurity, consumer protection and responsible innovation.
Program Overview
See How Financial Services and FinTech Fit Together
To understand a digital financial product, you need to understand the financial service it delivers, the institutions behind it and the risks it creates.
Based on AAFM India’s 22-chapter study material, the course starts with the BFSI ecosystem and develops a foundation in banking, NBFCs, lending, capital markets, investments, insurance and wealth management. It then examines UPI, digital lending, API banking, embedded finance, digital identity, FinTech business models and emerging technologies. The final section connects innovation with regulation, privacy, cybersecurity and consumer protection.
From BFSI Fundamentals to Responsible Innovation
Begin with financial institutions and the flow of funds. Study banking and NBFCs, lending, market products, insurance and wealth advice. Then move into digital payments, embedded finance, API banking, digital KYC and platform economics.
Complete the journey with FinTech case studies, emerging technologies, regulation, cybersecurity, consumer protection and responsible design.
Learn from experience
◆Meet Your Trainers
AAFM INDIA
From product names to practical understanding
Look at the Entire Financial Journey
A useful FinTech view connects customer needs, operating model, economics and risk.
From a Product to a Customer Journey
See what happens from onboarding and payment through service, risk and resolution.
From a New App to Its Business Model
Examine distribution, partnerships, acquisition costs and revenue drivers.
From Fast Growth to Responsible Design
Evaluate privacy, fraud risk, transparency and customer protection alongside convenience.
Industry-relevant skills
Skills You Will Build
Domain Fluency in BFSI Ecosystems
Traditional vs. Digital Ecosystems: Understand commercial banking, capital markets, insurance and lending structures. Core Product Familiarity: Build working knowledge of financial assets, loans, mutual funds, credit dynamics and insurance processes.
Digital Payments & Open Banking Technologies
Payment Architecture: Understand gateways, wallets, clearing networks, India Stack and UPI. API Banking: Learn how open APIs support integration between banks and FinTech platforms.
Emerging Technologies in Finance
AI & Machine Learning: Explore analytics, chatbots, credit scoring, trading and fraud detection. Blockchain & Crypto: Understand distributed ledgers, smart contracts, DeFi, tokenisation and digital currencies.
Alternative Financing & Modern Credit
Digital Lending: Examine P2P lending and consumer-centric models such as BNPL. Alternative Crowdfunding: Understand equity, reward-based and charity crowdfunding frameworks.
Risk Management, Compliance & RegTech
Build awareness of KYC, AML, regulatory navigation, RegTech, regulatory sandboxes, cybersecurity risks and mitigation approaches.
Analytical & Customer Experience Skills
Data-Driven Decisions: Interpret customer data and market intelligence. CX Strategy: Apply a user-first mindset to onboarding, digital interfaces and customer lifecycle touchpoints.
What You Will Learn
A structured 22-chapter journey across financial services, digital finance, FinTech business models, emerging technology and responsible innovation.
Introduction to FinTech & Financial Services / BFSI 66 Lessons 00:00:00
Chapter 1 : The Financial Services Landscape Meaning Scope and the BFSI Ecosystem
3 Lessons
00:00:00 Hours
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E-book The Financial Services Landscape - Meaning, Scope and the BFSI Ecosystem
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The Financial Services Landscape Meaning Scope and the BFSI Ecosystem
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Chapter 2 : Financial Institution Structure, functions and comparative roles
3 Lessons
00:00:00 Hours
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E-book Financial Institutions - Structure, Functions and Comparative Roles
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Financial Institution structure, functions and comparative roles
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Chapter 3: Capital Markets Primary , Secondary and Market Infrastructure
3 Lessons
00:00:00 Hours
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E-book Capital Markets - Primary, Secondary and Market Infrastructure
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Capital Markets Primary Secondary and Market Infrastructure
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Chapter 4: Commercial and Retail Banking Products, Operations and Regulation
3 Lessons
00:00:00 Hours
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E-book Commercial and Retail Banking - Products, Operations and Regulation
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Commercial and Retail Banking Products, Operations and Regulation
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Chapter 5: Priority Sector Lending, NBFCs, Credit Creation and NPA Management
3 Lessons
00:00:00 Hours
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E-book Priority Sector Lending, NBFCs, Credit Creation and NPA Management
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Priority Sector Lending, NBFCs, Credit Creation and NPA Management
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Chapter 6: Digital Lending Credit Scoring and UPI Linked Finance
3 Lessons
00:00:00 Hours
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E-book Digital Lending, Credit Scoring and UPI-Linked Finance
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Digital Lending Credit Scoring and UPI Linked Finance
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Chapter 7: Banking and Lending Metrics NPA Loan Performance and Revenue KPIs
3 Lessons
00:00:00 Hours
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E-book Equity and Debt Capital Markets - Instruments, Participants and Regulation
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Banking and Lending Metrics NPA Loan Performance and Revenue KPIs
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Chapter 8: Mutual Funds, ETFs, PMS and AIF Structures
3 Lessons
00:00:00 Hours
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E-book Mutual Funds, ETFs, PMS and AIF Structures
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Mutual Funds, ETFs, PMS and AIF Structures
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Chapter 9: Investment, Advisors, Research Analysts and Wealth Management
3 Lessons
00:00:00 Hours
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E-book Investment Advisers, Research Analysts and Wealth Management
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Investment-Advisers-Research-Analysts-and-Wealth-Management
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Chapter 10: The Financial Services Landscape Meaning Scope and the BFSI Ecosystem
3 Lessons
00:00:00 Hours
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E-book Life Insurance, Health Insurance and General Insurance
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The Financial Services Landscape Meaning Scope and the BFSI Ecosystem
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Chapter 11: Protection Planning Wealth Management Landscape and Asset Allocation
3 Lessons
00:00:00 Hours
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E-book Protection Planning, Wealth Management Landscape and Asset Allocation
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Protection Planning Wealth Management Landscape and Asset Allocation.pptx
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Chapter 12: Advisor Process Client Profiling Suitability and HNI Family Office Advisory
3 Lessons
00:00:00 Hours
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E-book Advisory Process, Client Profiling, Suitability and HNI - Family Office Advisory
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Advisory Process Client Profiling Suitability and HNI Family Office Advisory.pptx
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Chapter 13: Evolution of Fin-Tech from Traditional Finance to Digital Disruption
3 Lessons
00:00:00 Hours
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E-book Evolution of FinTech - From Traditional Finance to Digital Disruption
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Evolution-of-FinTech-From-Traditional-Finance-to-Digital-Disruption.pptx
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Chapter 14: Digital Payments UPI Wallets Neobanks and API Banking
3 Lessons
00:00:00 Hours
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E-book Digital Payments, UPI, Wallets, Neobanks and API Banking
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Digital-Payments-UPI-Wallets-Neobanks-and-API-Banking.pptx
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Chapter-15 Embedded-Finance-BNPL-WealthTech-and-InsurTech.pptx
3 Lessons
00:00:00 Hours
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E-book Embedded Finance, BNPL, WealthTech and InsurTech
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Embedded-Finance-BNPL-WealthTech-and-InsurTech.pptx
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Chapter-16 Digital KYC eKYC Onboarding and Digital Identity Infrastructure.pptx
3 Lessons
00:00:00 Hours
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E-book Digital KYC, eKYC, Onboarding and Digital Identity Infrastructure
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Digital KYC eKYC Onboarding and Digital Identity Infrastructure.pptx
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Chapter-17 FinTech Revenue Models Platform Economics and Customer Acquisition.pptx
3 Lessons
00:00:00 Hours
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E-book FinTech Revenue Models, Platform Economics and Customer Acquisition
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FinTech Revenue Models Platform Economics and Customer Acquisition.pptx
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Chapter-18 Blockchain, Cryptocurrencies and Decentralised Finance
3 Lessons
00:00:00 Hours
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E-book Blockchain, Cryptocurrencies and Decentralised Finance
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Blockchain, Cryptocurrencies and Decentralised Finance
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Chapter-19 Indian and Global FinTech Case Studies pptx
3 Lessons
00:00:00 Hours
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E-book Indian and Global FinTech Case Studies
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Indian and Global FinTech Case Studies
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Chapter-20 Financial Regulation in India RBI SEBI IRDAI PFRDA and International Frameworks
3 Lessons
00:00:00 Hours
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Chapter 20 - Financial Regulation in India - RBI, SEBI, IRDAI, PFRDA and International Frameworks
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Financial Regulation in India RBI SEBI IRDAI PFRDA and International Frameworks.
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Chapter-21 Consumer Protection Data Privacy Cybersecurity and Fraud Risk
3 Lessons
00:00:00 Hours
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E-book Consumer Protection, Data Privacy, Cybersecurity and Fraud Risk
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Consumer Protection Data Privacy Cybersecurity and Fraud Risk
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Chapter-22 RegTech SupTech Digital Compliance and Responsible Innovation
3 Lessons
00:00:00 Hours
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E-book RegTech, SupTech, Digital Compliance and Responsible Innovation
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RegTech SupTech Digital Compliance and Responsible Innovation
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Frequently Asked Questions
BFSI stands for Banking, Financial Services and Insurance, the broad ecosystem of institutions such as banks, NBFCs, insurers, market intermediaries and advisers that this course maps before examining how technology changes how they serve customers.
This course starts with the BFSI ecosystem, banking, NBFCs, lending, capital markets, investments, insurance and wealth management, then moves into UPI, digital lending, API banking, embedded finance, digital identity, FinTech business models and emerging technologies, finishing with regulation, privacy and cybersecurity.
Yes. The material begins with the structure of financial services before building toward digital products and business models.
Yes. The course covers UPI, digital wallets, payment gateways, neobanks, API banking and digital public infrastructure.
Yes. Topics include capital markets, mutual funds, ETFs, PMS, AIFs, insurance, wealth management and the advisory process.
Yes. The material introduces blockchain, cryptocurrencies, smart contracts, decentralised finance, stablecoins and CBDCs.
Yes. The final chapters examine regulation, data privacy, cybersecurity, fraud, consumer protection, RegTech and responsible innovation.
It is built for finance and MBA students, banking and insurance professionals, investment and wealth teams, and FinTech or product professionals.
Self-paced or live
◆Choose your Study Mode
Choose the study mode that works best for Introduction to FinTech & Financial Services / BFSI. Your selected course access and applicable fees are shown below.
Study on your own schedule
₹11000
+ 18% GST
₹12980 payable today
- Complete FinTech & BFSI learning material
- 20 chapter-wise knowledge checks
- Practical financial-services examples
- Structured 22-chapter learning journey
- Mobile & desktop LMS access
- Academic learning support
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