Think Beyond Tax
Understand how taxation connects with FEMA, banking, investments, repatriation and estate planning.
Why professionals choose AAFM® India
The American Academy of Financial Management® has set standards in financial certification since 1996. AAFM® India brings these international standards to Indian professionals, with a curriculum built for Indian markets, regulation, and clients.
Recognized in 151 countries
Conferred under AAFM® international standards, with certification issued from the USA.
300,000+ global alumni
Join a worldwide community of certified wealth managers, planners, and private bankers.
Faculty who practice
Instructors hold CA, CFA, FRM, CFP, and CWM® designations with current industry experience.
A curriculum for this decade
AI in portfolio management, alternative funds, international tax, behavioral finance - updated continuously.
Why this program
Go Beyond “NRI Taxation.” Learn the Full Financial Journey.
Know the Client's Status First
Understand NRI, PIO and OCI concepts and how residential status under the Income Tax Act and FEMA can lead to different consequences.
Decode Cross-Border Tax
Build clarity around Indian taxable income, return filing, TDS, capital gains, DTAA relief and documentation.
Understand Money Movement
Learn the practical framework around NRE, NRO and FCNR accounts, remittances, repatriation and Forms 15CA/15CB.
Plan NRI Wealth
Explore equities, mutual funds, property, partnerships, insurance, GIFT City, long-term wealth creation and portfolio choices.
Protect Family Wealth
Understand Wills, probate, succession certificates, nominations and estate-planning considerations for NRI families.
Manage Life Transitions
Learn what changes when an Indian moves abroad, becomes an NRI, returns to India or plans a permanent homecoming.
Why choose AAFM India/?
Understand Cross-Border Wealth. With AAFM India.
Learn from Renowned Industry Experts
Understand NRI financial situations through experienced faculty and practical explanations.
Chapter-wise PPT's
Follow structured lessons across taxation, banking, investments and family planning.
Dedicated E-Book
Use the course e-book to review concepts and organise your learning.
Practical NRI Case Studies
Connect residential status, income, investments and family objectives in realistic situations.
One Free Mock Test
Check your understanding through a complimentary knowledge assessment.
FEMA & Remittance Guidelines
Gain immediate access to detailed reference material covering NRE/NRO accounts, repatriation rules, and Forms 15CA/15CB.
Who should learn this
If You Work With NRI Money, This Knowledge Cannot Stay Fragmented.
The course is designed for learners and professionals who want a broader, practical understanding of NRI taxation and cross-border financial planning.
Wealth Managers & Financial Planners
Connect taxation, investments and family objectives in NRI financial planning.
Tax Professionals & Chartered Accountants
Understand how tax considerations interact with banking and cross-border wealth.
Banking Managers & Investment Advisers
Develop clarity in NRI accounts, investments and client conversations.
Family Office & Insurance Professionals
Connect succession, insurance and long-term family-wealth needs.
NRI-Focused Advisers
Build a framework for discussing money movement and life transitions.
Finance Students
Develop a foundation in NRI taxation and cross-border financial planning.
Program Overview
An NRI's Financial Life Doesn't Fit Inside One Country.
A salary may be earned abroad. Property may be held in India. Investments may sit in two jurisdictions. Family may live in a third. Tax residency can change, FEMA status can change differently, and the same transaction can trigger banking, tax, documentation and succession questions at once.
The challenge is not simply knowing tax. It is knowing how tax, FEMA, banking, investments, property and family wealth connect across borders.
This program is designed to help learners understand those connections—so they can approach NRI financial decisions with a structured framework instead of treating every issue as an isolated transaction.
Where These Skills Apply
NRI Wealth Advisory
Support informed conversations about Indian assets and cross-border wealth.
NRI Taxation & Compliance
Build working knowledge of taxable income, return filing, TDS, capital gains, deductions and other common NRI tax considerations.
Tax & Compliance Support
Build knowledge for NRI banking and relationship-management roles. Identify residency, documentation and tax questions requiring professional review.
Family Wealth Planning
Connect succession, insurance and return-to-India considerations.
Faculty
◆Learn from practitioners, not presenters
AAFM INDIA
From knowledge to cross-border advisory
Move From Understanding Individual Rules to Connecting the Complete NRI Financial Picture
After completing the course, learners should be better equipped to approach NRI financial situations systematically. Instead of looking at taxation, FEMA, banking, investments and succession separately, they learn to connect these areas and identify the right questions before approaching a cross-border financial decision.
Assess Before You Advise
Learn to first evaluate residential status, source of income, transaction type, jurisdiction and financial objective before considering the appropriate course of action.
Handle NRI Conversations with Structure
Develop a framework for discussing common NRI concerns around taxation, investments, property, remittances and returning to India.
Connect Compliance with Financial Planning
Recognise how KYC, documentation, tax filing, FEMA requirements and remittance rules can influence financial decisions.
Plan Across Life Stages
Understand the financial implications of moving abroad, living as an NRI, managing Indian assets and eventually returning to India.
Take a Family-Wealth View
Look beyond individual investments to understand succession, inheritance, insurance and long-term family wealth considerations.
Practical skills
Build Skills for Real-World NRI Financial Planning
The course develops practical knowledge across the key areas professionals may encounter while working with NRIs and cross-border families.
Residential Status Assessment
The course develops practical knowledge across the key areas professionals may encounter while working with NRIs and cross-border families.
NRI Taxation & Compliance
Build working knowledge of taxable income, return filing, TDS, capital gains, deductions and other common NRI tax considerations.
DTAA & Cross-Border Taxation
Understand the role of tax treaties, double-tax relief mechanisms and supporting documentation.
NRI Banking & Repatriation
Develop clarity around NRE, NRO and FCNR accounts, permissible transactions, remittances and repatriation considerations.
Investment Planning for NRIs
Understand key considerations across direct equity, mutual funds, property, business structures, insurance, PMS and other wealth-building avenues covered in the program.
Property & Real-Estate Planning
Understand important considerations relating to acquisition, sale, gifting and inheritance of property by NRIs.
NRI Client Onboarding & KYC
Build awareness of KYC, PMLA, FEMA and other regulatory considerations involved in onboarding NRI clients.
Estate & Succession Planning
Understand Wills, nominations, probate, succession certificates, inheritance and family-wealth considerations.
Return-to-India Planning
Learn to identify the banking, taxation, investment and regulatory considerations that can arise when an NRI plans to return to India.
Case-Based Financial Analysis
Apply multiple concepts together to analyse practical NRI and cross-border financial situations.
Your decision framework
From “I Know the Rule” to “I Know What to Check.”
Cross-border planning requires a sequence of questions. Before recommending an account, investment, remittance or tax treatment, you need to know the person's status, source of income, nature of transaction, jurisdiction, documentation and end objective.Distinguish residential status under tax law and FEMAIdentify common Indian tax and return-filing triggers for NRIsUnderstand DTAA relief and treaty documentationNavigate NRE, NRO and FCNR account use casesUnderstand property acquisition, sale and inheritance issuesEvaluate NRI investment avenues and compliance touchpointsPlan for departure from India and return to IndiaRecognise estate, succession and family-wealth considerations
The Curriculam
NRI PIO OCI and Residential Status 63 Lessons 05:36:51
Chapter-1 NRI PIO OCI and Residential Status
3 Lessons
00:00:00 Hours
-
NRI PIO OCI and Residential Status
.
-
E-Book
.
Chapter-2 FEMA For NRI
3 Lessons
00:00:00 Hours
-
FEMA For NRI
.
-
E-Book
.
Chapter-3 NRI Return Filing
3 Lessons
00:00:00 Hours
-
NRI Return Filing
.
-
E-Book
.
Chapter-4 Taxation of NRI Income
3 Lessons
00:00:00 Hours
-
Taxation of NRI Income
.
-
E-Book
.
Chapter-5 Cross Border Taxation and DTAA
3 Lessons
00:00:00 Hours
-
Cross Border Taxation and DTAA
.
-
E-Book
.
Chapter-6 Form 15CACB and Liberalised Remittance Scheme
3 Lessons
00:00:00 Hours
-
Form 15CACB and Liberalised Remittance Scheme
.
-
E-Book
.
Chapter-7 NRI Bank Accounts
3 Lessons
00:00:00 Hours
-
NRI Bank Accounts
.
-
E-Book
.
Chapter-8 NRI Property Transactions
3 Lessons
00:00:00 Hours
-
NRI Property Transactions
.
-
E-Book
.
Chapter-9 Overseas Assets and Investments
3 Lessons
00:00:00 Hours
-
Overseas Assets and Investments
.
-
E-Book
.
Chapter-10 Gifts Wills and Succession
3 Lessons
00:00:00 Hours
-
Chapter-10 Gifts Wills and Succession
.
-
E-Book
.
Chapter-11 Business LLPs and Loans
3 Lessons
00:00:00 Hours
-
Business LLPs and Loans
.
-
E-Book
.
Chapter-12 NRI-Capital-Markets
3 Lessons
00:00:00 Hours
-
NRI-Capital-Markets
.
-
E-Book
.
Chapter-13 NRI Mutual Fund Investments
3 Lessons
00:00:00 Hours
-
NRI Mutual Fund Investments
.
-
E-Book
.
Chapter-14 Understanding NRI Clients
3 Lessons
00:00:00 Hours
-
Understanding-NRI-Clients
.
-
E-Book
.
Chapter-15 NRI Onboarding and KYC
3 Lessons
00:00:00 Hours
-
NRI-Onboarding-and-KYC
.
-
E-Book
.
Chapter-16 Insurance and Risk Planning
3 Lessons
00:00:00 Hours
-
Insurance and Risk Planning
.
-
E-Book
.
Chapter-17 Moving Abroad
3 Lessons
00:00:00 Hours
-
Moving Abroad
.
-
E-Book
.
Chapter-18 NRI Financial & Compliance Guide
3 Lessons
00:00:00 Hours
-
NRI Financial & Compliance Guide
.
-
E-Book
.
Chapter-19 NRI Wealth Planning
3 Lessons
00:00:00 Hours
-
NRI Wealth Planning
.
-
E-Book
.
Chapter-20 Case Studies, Tools and References
3 Lessons
00:00:00 Hours
-
Case Studies, Tools and References
.
-
E-Book
.
NRI Taxation Master Classes
3 Lessons
05:36:51 Hours
-
NRI Loves Real Estate Through GIFT City
01:22:15
-
NRI taxation and cross border investment option
02:49:11
-
Important Aspect of NRI Taxation which every Advisor must know
01:25:25
Course FAQs
Frequently Asked Questions
It is an AAFM India program that covers the financial life of an NRI, from residential status and Indian taxation to FEMA, DTAA, banking, investments, property, succession, insurance and returning to India. The curriculum has 20 chapters with a dedicated e-book.
The course is designed for wealth managers, financial planners, tax professionals, chartered accountants, banking and relationship managers, investment advisers, family office and insurance professionals, NRI-focused advisers and finance students.
Yes. The curriculum distinguishes residential status under the Income Tax Act from residential status under FEMA, because the two frameworks use different tests and serve different purposes. It also covers NRI, PIO and OCI concepts.
Yes. The NRI bank accounts chapter covers NRE, NRO and FCNR structures, permissible transactions, tax treatment and repatriation considerations, helping learners understand which account suits which purpose.
A dedicated chapter addresses cross-border taxation and Double Taxation Avoidance Agreements (DTAA), including the role of tax treaties, double-tax relief and supporting documentation. Other chapters cover NRI return filing and taxation of NRI income.
Yes. The final chapter is case-driven and applies the concepts to realistic situations involving residential status, RNOR transition, capital gains, treaty considerations, FEMA compliance and digital regulatory tools.
Yes. One chapter covers Forms 15CA and 15CB along with the Liberalised Remittance Scheme, giving learners a practical framework for foreign remittance compliance and repatriation.
Yes. The course covers NRI property transactions and investment avenues such as capital markets, mutual funds, overseas assets, business structures and LLPs, with GIFT City concepts also featured in the program.
Yes. A chapter on gifts, Wills and succession addresses Wills, probate, succession certificates, nominations and estate-planning considerations. Insurance and risk planning are covered in a separate chapter.
Yes. The program includes a chapter on moving abroad and addresses what changes when an Indian becomes an NRI or returns to India. The final chapter applies these ideas through case studies, including RNOR transition.
No. It is an educational program. Actual cross-border tax, FEMA, legal and investment decisions depend on individual facts, current law and jurisdiction, and may require advice from appropriately qualified professionals.
Self-paced or live
◆Choose your Study Mode
Study on your own schedule
₹4999
+ 18% GST
₹5898.82 payable today
- Residential Status Assessment
- NRI Taxation & Compliance
- DTAA & Cross-Border Taxation
- NRI Banking & Repatriation
- Investment Planning for NRIs
- Property & Real-Estate Planning
Take the Next Step in Your Learning
Speak with our team about the course and learning approach.
Talk to a Program Advisor →
Write a public review