Financial Planners
Strengthen your understanding of retirement goals, corpus estimation and income planning.
Why professionals choose AAFM® India
The American Academy of Financial Management® has set standards in financial certification since 1996. AAFM® India brings these international standards to Indian professionals, with a curriculum built for Indian markets, regulation, and clients.
Recognized in 151 countries
Conferred under AAFM® international standards, with certification issued from the USA.
300,000+ global alumni
Join a worldwide community of certified wealth managers, planners, and private bankers.
Faculty who practice
Instructors hold CA, CFA, FRM, CFP, and CWM® designations with current industry experience.
A curriculum for this decade
AI in portfolio management, alternative funds, international tax, behavioral finance - updated continuously.
FROM RETIREMENT SAVING TO RETIREMENT PLANNING
Move From “How Much Should I Save?” to “How Should I Build and Manage the Plan?”
After completing the program, learners should be better equipped to approach retirement systematically. Instead of looking at a pension product or investment in isolation, they learn to connect retirement goals, time horizon, inflation, risk, asset allocation, corpus creation and retirement income needs.
Think Beyond the Corpus
Understand that retirement planning includes both building wealth before retirement and managing income after retirement.
Plan for Inflation & Longevity
Account for rising living costs and the possibility of a longer retirement while estimating future financial needs.
Match Products with Needs
Evaluate investment and retirement products based on the investor's goals, risk considerations and retirement requirements.
Review, Don’t Set and Forget
Understand why retirement plans need periodic monitoring and adjustment as financial circumstances change.
Why This Program
Go Beyond Saving for Retirement. Learn How to Plan for It.
A retirement plan has to answer several interconnected questions: How much corpus is required? How should it be accumulated? Where should it be invested? How will income be generated after retirement? And what risks could derail the plan? This program brings these questions together into a structured retirement-planning framework.
Build the knowledge to approach retirement as a complete financial-planning journey.
Calculate the Retirement Need
Understand inflation, time value of money, compounding and longevity while estimating future retirement requirements.
Build the Retirement Corpus
Learn how savings, investment choices, asset allocation and time can work together during the accumulation stage.
Plan Income After Retirement
Understand the distribution stage and how accumulated assets can support expenses and income requirements after retirement.
Understand Retirement Products
Build knowledge of NPS and other retirement and investment products relevant to retirement planning.
Program Overview
Retirement Is a Goal You Cannot Fund With a Loan. Plan It Right.
Retirement can last for decades, while regular employment income may stop
completely. At the same time, inflation, healthcare expenses, longevity and
changing lifestyles can continue to increase the amount a person needs.
The challenge is not simply saving for retirement. It is knowing how much
is needed, how to build the corpus and how to convert that corpus into
sustainable retirement income.
This program helps learners understand the complete retirement-planning
journey—from assessing a client's current financial position and setting
retirement goals to asset allocation, investment products, NPS, fund
evaluation, accumulation and distribution strategies.
Learners also develop an understanding of retirement-related risks,
special situations and the regulatory responsibilities of Retirement Advisers.
Build Practical Skills for Retirement Planning & Advisory
Retirement Needs Assessment
Assess retirement goals using income needs, expenses, inflation, life expectancy and other relevant financial considerations.
Retirement Corpus Planning
Understand how savings, investment returns, compounding and time influence the corpus required for retirement.
Asset Allocation & Product Selection
Understand different asset classes and investment products and how they can be matched with retirement requirements.
NPS Understanding
Build working knowledge of the National Pension System, including its structure, investment framework and role in retirement planning.
Fund Performance Evaluation
Understand return calculations, investment risk, benchmarks and performance evaluation when assessing funds for retirement needs.
Retirement Strategy & Risk Management
Understand strategies for addressing corpus shortfalls, generating retirement income and managing risks during retirement.
Romit Barat
Executive Director – AAFM® India
Executive Director – AAFM® IndiaKey Expertise:Regulatory Certifications & Financial EducationInvestment & Portfolio ManagementCorporate Growth & Innovation
AAFM INDIA
Who Should Learn This
If You Help People Plan Their Financial Future, Retirement Cannot Be an Afterthought.
This program is relevant for learners and professionals who want to develop a structured understanding of retirement planning and prepare for the NISM-Series-XVII: Retirement Adviser Certification Examination.
Wealth Managers & Relationship Managers
Build deeper knowledge for discussing long-term retirement requirements and relevant financial products.
Retirement & Pension Professionals
Develop knowledge of NPS, retirement products, strategies and the regulatory framework.
Investment & Advisory Professionals
Connect investment selection, risk, asset allocation and fund evaluation with retirement objectives.
Aspiring Retirement Advisers
Build knowledge aligned with the NISM-Series-XVII certification curriculum.
Finance Students & Aspiring Professionals
Develop a foundation in retirement planning, pension products and long-term financial planning.
What Changes After This Course
From “Save for Retirement” to “Build a Retirement Plan.”
Retirement planning requires a sequence of interconnected decisions. A planner needs to understand the client's present situation, estimate future requirements, calculate the required corpus, select suitable investments, plan the distribution stage and periodically review the strategy. The program helps learners understand how these pieces fit together.
Assess the Current Position
Understand the client's financial situation before defining the retirement goal.
Estimate the Future Need
Factor in inflation, lifestyle expectations, longevity and future expenses.
Calculate the Required Corpus
Apply time value of money, compounding and expected returns to retirement calculations.
Build the Accumulation Strategy
Understand savings, asset allocation and investment choices for building retirement assets.
Plan the Distribution Stage
Learn how accumulated assets may be structured to support income requirements after retirement.
Monitor & Update the Plan
Review the plan periodically and adjust it as circumstances, investments and retirement needs change.
Retirement Adviser Training Program 25 Lessons 05:52:11
Fundamental Concepts In Retirement Planning
4 Lessons
01:05:10 Hours
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Fundamental Concepts in retirement Planning Part-1
00:28:46
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Fundamental Concepts in retirement Planning Part-2
00:25:19
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Fundamental Concepts in retirement Planning Part-3
00:11:05
Financial Markets and Investment Products
3 Lessons
00:43:21 Hours
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Financial Markets and Investment Products Part-1
00:20:13
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Financial Markets and Investment Products Part-2
00:23:08
Certified Retirement Advisor Examination Training
2 Lessons
00:35:04 Hours
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Certified Retirement Advisor Examination Training
00:35:04
Retirement Planning Products National Pension Scheme
4 Lessons
01:10:47 Hours
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Retirement Planning Products National Pension Scheme Part-1
00:30:01
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Retirement Planning Products National Pension Scheme Part-2
00:26:21
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Retirement Planning Products National Pension Scheme Part-3
00:14:25
Evaluation Fund Performance And Fund Selection
4 Lessons
01:07:19 Hours
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Evaluation Fund Performance And Fund Selection Part-1
00:25:52
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Evaluation Fund Performance And Fund Selection Part-2
00:19:51
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Evaluation Fund Performance And Fund Selection Part-3
00:21:36
Other Investment Product
2 Lessons
00:19:51 Hours
-
Other Investment Product
00:19:51
Retirement Planning Strategist
2 Lessons
00:19:46 Hours
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Retirement Planning Strategist
00:19:46
Special Situation in Retirement
2 Lessons
00:10:06 Hours
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Special Situation in Retirement
00:10:06
Regulation and Regulators
2 Lessons
00:20:47 Hours
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Regulation and Regulators
00:20:47
Questions This Course Helps You Answer
Retirement Planning Has Many Moving Parts. Learn How They Connect.
Explore what the program covers and how it can help you build a structured understanding of retirement planning while preparing for NISM-Series-XVII.
Your Questions About the Program, Answered
No. NPS is an important part of the curriculum, but the program is much broader. It covers retirement-planning fundamentals, investment products, the retirement-planning process, fund evaluation, retirement strategies, special situations and regulations.
Yes. The curriculum covers concepts such as inflation, time value of money, real returns and compounding that are important when estimating future retirement requirements.
Yes. The curriculum covers financial markets, asset classes, investment risks, asset allocation and different investment products relevant to retirement planning.
Yes. NPS carries significant coverage in the official syllabus, including how NPS works, subscribing to NPS, investing through NPS and related tax aspects.
Yes. Learners study investment returns, risk measures, benchmarks, performance evaluation and matching retirement needs with appropriate products.
Yes. The curriculum includes strategies such as addressing retirement corpus shortfalls, periodic investments, multiple retirement-income sources, bucket strategy and automating investments.
Yes. The curriculum includes the Indian regulatory system, PFRDA, regulations applicable to Retirement Advisers, ethics and grievance redressal.
According to the July 2026 workbook, the examination consists of 100 one-mark multiple-choice questions, has 25% negative marking per question, lasts 2 hours, and requires 60 marks to pass.
A Comfortable Retirement Starts With Better Planning Today.
Build your understanding of retirement needs, corpus creation, investment products, NPS, fund evaluation, retirement-income strategies and the regulatory framework while preparing for the NISM-Series-XVII certification examination.
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