Who can pursue it
To pursue the programme you need to be at least Intermediate (10+2). No prior finance background is assumed — the workshop builds from fundamentals.
A recognised first step into professional financial planning
CFGP® is awarded by AAFM® India under American Academy of Financial Management® standards. It gives advisors early in their journey a structured grounding in goal-based financial planning — and a designation they can carry with their name, and build on toward AWM® and CWM®.
Trusted & recognised worldwide
The gap
From Selling Investments to Planning for Goals
The demand for wealth advisors is rising fast across India, and so is the competition. What separates an advisor who grows from one who plateaus is the ability to move a client beyond "where should I invest?" to "what am I actually planning for?" — and to build a plan around the answer.
Advice that stops at the product
Recommending a fund or a policy isn't planning. Clients increasingly want a plan for their goals, not a pitch for a product.
No repeatable planning process
Without a structured process — gather, analyse, strategise, present, implement — every client is handled from scratch and nothing scales.
Goals never get quantified
A child's education, a home, a car, retirement — these stay vague wishes rather than inflation-adjusted, time-bound corpus targets funded through a defined SIP.
Hard to stand out
In a crowded advisory market, a recognised planning credential is what proves you can do more than distribute products.
CFGP® gives you the process — the financial planning method, the goal-planning skills and the tools to shift a client from investment planning to comprehensive financial planning.
What is the Chartered Financial Goal Planner® designation?
CFGP® is AAFM® India's goal-based financial planning certification. It develops the core skills a wealth advisor needs to carry out financial planning, goal planning and investment planning — and to help clients move from picking investments to following a proper financial plan. It is deliberately a foundation: broad enough to teach the full planning process, focused enough to complete through a workshop and put to use immediately. It is also a recognised stepping stone toward AAFM's more advanced designations, the Associate Wealth Manager® (AWM®) and Chartered Wealth Manager® (CWM®).
What it builds
A repeatable financial planning process — gather client data, analyse the situation, develop strategies for each goal, and present and implement a plan, all within an ethical framework.
The toolkit you get
Access to AAFM's proprietary study material and Financial Goal Planning Tools — specially developed calculators and financial plan models — plus 200+ practice questions and real-life case scenarios.
Who should attend the CFGP® programme?
Any aspiring or practising financial advisor or products distributor who wants to start offering client-oriented, process-driven, goal-based financial advisory services.
Independent Financial Advisors
Formalise your advice with a structured, recognised planning process.
Registered Investment Advisers
Add a goal-planning framework to your regulated advisory practice.
Bankers
Move relationship conversations from product sales to genuine financial planning.
Mutual fund professionals
Broaden from distribution into comprehensive, goal-based advice.
Agents starting an advisory practice
Build the planning skills to launch your own advisory service.
Distributors going independent
Make the shift from selling products to advising on goals and plans.
Financial Goal Planner, Financial Advisor, Wealth Advisor, Registered Investment Adviser, Relationship Manager, Independent Financial Advisor,
CFGP® is the foundational planning credential. If you want a broader, more advanced wealth-management designation next, it leads naturally into AWM® and CWM®.
Working across the Indian advisory industry
AAFM® India partners with banks, asset managers, distribution houses and advisory firms across the country to build the capability of their advisory teams.
INDIA
INTERNATIONAL
The financial planning process, taught as a skill
CFGP® is
organised around the planning process itself. You learn to understand and apply
the financial planning process, conduct a client need analysis and gather the
right data, analyse a client's financial situation and spot the problems in it,
develop strategies to meet each goal, and then present and implement a plan —
all grounded in the ethics of financial planning.
Along the way you build the technical foundations that make planning work: preparing a client's net worth and cash flow statements, applying the time value of money to size an inflation-adjusted goal corpus, assessing risk tolerance and risk-bearing ability to set an asset allocation, and understanding the common investment products — from SIPs in mutual funds to fixed income — that fund each goal.
What you'll be able to
do
- Understand the financial planning process and apply it in practice.
- Conduct a client need analysis and gather the relevant client data.
- Analyse a client's financial situation and identify the problems
within it.
- Develop appropriate strategies to meet a client's financial goals.
- Present a financial plan to a client, and implement it.
- Assess a client's risk tolerance and risk-bearing ability.
- Prepare and analyse personal financial statements.
- Apply the time value of money and run the core planning
calculations.
- Work within the ethical considerations of financial planning.
Many learners struggle to become effective financial goal planners – not because they lack intelligence, but because
- There is no clear framework linking client goals to financial strategies
- Insurance, investments, tax planning, and retirement planning are studied in isolation
- Financial tools are learned mechanically instead of being applied to real client situations
- Learning remains product-focused rather than goal-focused
- Plans are created without a structured decision-making process
How we help you succeed:
This course is designed in a way where you get organized, goal-based learning pathway where you learn not only about financial tools but when and how to use them for real client objectives. By integrating –
- Client profiling and goal identification
- Assets allocation and risk alignment
- Tax, insurance, and investment planning
- Monitoring and plan adjustment
into one consistent framework, the program builds professional competence — not fragmented knowledge.
The CFGP® study toolkit
Proprietary study material
AAFM's own courseware, with guided overviews for each module that highlight the key topics.
Financial goal planning tools
Specially developed calculators and financial plan models you can use in real client work.
Diagnostic assessments
Assessments that identify what you already know and where you need to spend more time.
200+ practice questions
More than 200 questions for continually testing comprehension, plus real-life case study scenarios.
Workshop-led
No uncertainty after payment
01
Enquire & enrol
Speak to a counsellor, confirm eligibility and register for the workshop.
02
Access the toolkit
Study material, planning tools, calculators and 200+ practice questions.
03
Attend the workshop
A focused workshop, capped at a small batch, on goal-planning skills for advisors.
04
Pass the exam Live tier
A short examination at the end of the workshop covering the three modules.
05
Earn your CFGP® charter
Meet the requirements and receive your designation from AAFM® India.
CFGP® curriculum: three modules
The curriculum is built in three modules that move from the principles of personal financial planning, through the mathematics that underpins it, to the construction of an actual financial plan.
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Our alumni work at India's leading wealth institutions
CWM® charterholders serve in private banking, wealth advisory, financial planning, and portfolio roles across these organizations — part of a 300,000+ global alumni network.
Open to advisors and learners
Eligibility & requirements
What certification requires
Attend the CFGP® workshop and pass the examination at the end of it. Certification holders agree to a strict code of ethics governing their professional and personal conduct.
CFGP® is a recognised stepping stone toward AAFM's more advanced designations — the Associate Wealth Manager® (AWM®) and Chartered Wealth Manager® (CWM®).
Earn it, don't buy it
The certification exam
One examination at the end of the workshop, covering all three modules.
Detail
Specification
Number of exams
One
Units covered
Units 1 to 3
Number of questions
25
Total marks
50
Passing score
50%
Mode of study
Full-day workshop, small batch size, focused on goal-planning skills
Certification
Awarded by AAFM® India on passing, subject to the code of ethics
No negative marking and unlimited attempts within your validity period mean the exam rewards preparation, not luck. Mock tests replicate the exact 85-question, 3-hour format.
The counsellor call, replaced
Frequently asked questions
Everything you'd normally ask a counselor, answered here.
General
CFGP® is AAFM® India's goal-based financial planning certification. It develops the core skills a wealth advisor needs for financial planning, goal planning and investment planning, and helps advisors shift clients from investment planning to comprehensive financial planning.
Any aspiring or practising financial advisor or products distributor who wants to offer client-oriented, process-driven, goal-based advisory services — including independent financial advisors, RIAs, bankers, mutual fund professionals, and agents or distributors starting their own advisory practice.
CFGP® is a foundational goal-planning credential focused on the financial planning process. CWM® is a broader, more advanced wealth-management designation. CFGP® is designed as a stepping stone toward AAFM's more intensive programmes, AWM® and CWM®.
Yes. It is explicitly positioned as a stepping stone to the Associate Wealth Manager® (AWM®) and the Chartered Wealth Manager® (CWM®), so it fits naturally into a longer advisory-career path.
The real-life goals clients care about — retirement, a child's education and marriage, buying a home or a car, an emergency fund, and long-term wealth creation. You learn to size each one for inflation, calculate the corpus required, and fund it through a goal-linked SIP and a suitable asset allocation.
The three modules cover personal financial planning (the process, client analysis, risk profiling and ethics), financial mathematics (time value of money and personal financial statements), and financial plan construction (building, presenting and implementing a plan).
Access to AAFM's proprietary study material and Financial Goal Planning Tools — specially developed calculators and financial plan models — along with guided module overviews, diagnostic assessments, 200+ practice questions and real-life case study scenarios.
No specific background is assumed beyond 10+2. The workshop builds from the fundamentals of financial planning, so it suits both new entrants and practising advisors.
Through a full-day workshop with a small batch size, focused on goal-planning skills for financial advisors, supported by the study toolkit you can use before and after.
You need to be at least Intermediate (10+2) to pursue the programme. Certification holders also agree to a strict code of ethics governing professional and personal conduct.
One examination at the end of the workshop, covering all three modules — 25 questions for a total of 50 marks, with a 50% passing score.
The CFGP® fee is confirmed with a counsellor, as it may vary by intake and any current offers. The programme is also available through a corporate tie-up mode, where an organisation offers it to its employees and associates.
Submit the enquiry form or request a call back, and a counsellor will confirm the current fee, the next workshop date and eligibility, and guide you through registration.
Global community
AAFM® India is the Indian chapter of the American Academy of Financial Management, with certifications held valid in 150+ countries and a network of 300,000+ certified professionals worldwide.
Ready to move from selling products to planning for goals?
A short counselling call will confirm the workshop date, fees and eligibility — and whether CFGP® or a more advanced AAFM® designation suits where you are.
Talk to a Counsellor →Self-paced or live
◆Choose your Study Mode
Choose the study mode that works best for Chartered Financial Goal Planner® (CFGP®) Certification. Your selected course access and applicable fees are shown below.
Study on your own schedule
₹30000
+ 18% GST
₹35400 payable today
- All three modules across a full-day workshop
- Proprietary study material and planning tools
- Specially developed calculators and plan models
- 200+ practice questions and case scenarios
- The examination and the CFGP® designation on passin
Start your journey toward becoming a wealth advisor.
CFGP® is the foundation, and it leads on to AWM® and CWM®. Share your details and a counsellor will confirm the syllabus, workshop date and fees within one business day.
Enquire About CFGP® →
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